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Date: Thu, 15 Jan 2026 16:00:52 +0000
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From: "Holm Bank" <kampaaniad@kirjakuller.eu>
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Subject: Uue aasta refinantseerimislaenu pakkumine!
To: <info@poolq.ee>
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--659642f897dfde1fbd6b1dd5af356c6d7c69d2dadd728a0eb7b9e59e5cb9
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Fikseeritud intress 9,99% kuni 25.01.2026
Kui Sa ei n=C3=A4e kirja korrektselt, vajuta siia (https://ojooo.trck.smai.=
ly/r?lid=3Dpbdb2odf&amp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2=
F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-refinantseerimislaen%3=
Fmtm_group%3Drefinantseerimislaen%26mtm_campaign%3Duudiskiri_roosa_15-01-20=
26_refinantseerimislaen%26mtm_cid%3Drefinantseerimislaen%26mtm_source%3Droo=
saelevant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3=
Dpaid-email_fix-intress-9-99_%26mtm_kwd%3Dest&amp;sig=3Db1ab6f027b34c3f210a=
8c082f2637f292df40274f0c16ca6d8f5ed799029d6e8).
https://ojooo.trck.smai.ly/r?lid=3Dpbdb2odf&amp;mid=3DFYG0qP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fhol=
m-refinantseerimislaen%3Fmtm_group%3Drefinantseerimislaen%26mtm_campaign%3D=
uudiskiri_roosa_15-01-2026_refinantseerimislaen%26mtm_cid%3Drefinantseerimi=
slaen%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3Dpa=
id-email%26mtm_content%3Dpaid-email_fix-intress-9-99_%26mtm_kwd%3Dest&amp;s=
ig=3Db1ab6f027b34c3f210a8c082f2637f292df40274f0c16ca6d8f5ed799029d6e8
***
Refinantseerimislaen Holm pangast
***
Aasta algus on hea aeg rahaasjade korrastamiseks. Holm refinantseerimislaen
v=C3=B5imaldab tuua k=C3=B5ik oma erinevate teenusepakkujate laenud ja j=C3=
=A4relmaksud Holm
panka ning liita need mugavalt =C3=BCheks, Sulle sobiva pikkuse ja kuumakse=
ga
laenuks. Soovi korral saad refinantseerimise k=C3=A4igus taotleda ka t=C3=
=A4iendavat
laenusummat.
Kampaania! 25. jaanuarini on Holm panga
refinantseerimislaen fikseeritud intressiga 9,99%.
Vaatan l=C3=A4hemalt (https://ojooo.trck.smai.ly/r?lid=3DApo11dop&amp;mid=
=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2F=
eraklient%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa%26mtm_cid%3D=
holm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement=
%3Dpaid-email%26mtm_content%3Dpaid-email_logo-link_logo-link%26mtm_kwd%3Des=
t&amp;sig=3Dd54bcf94d7b1cb94352a7881a7ec92f41b8d72fbf9e67d255362cb1c617bea7=
9)
Refinantseerides saad praegused kohustused ajatada sobivama perioodi peale,=
 mis
v=C3=B5imaldab igakuiselt tasuda v=C3=A4iksemaid kuumakseid. Vaata meie kod=
ulehelt
l=C3=A4hemalt, kuidas kuumaksetelt s=C3=A4=C3=A4sta.
***
V=C3=B5ta meiega =C3=BChendust
***
(+372) 675 5055 (tel:+3726755055), info@holmbank.ee (mailto:info@holmbank.e=
e)
https://ojooo.trck.smai.ly/r?lid=3D2ab303od&amp;mid=3DFYG0qP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Fwww.facebook.com%2Fholmbank.ee&amp;sig=3D7aea5d=
0368eb2f0a625d1b50c8e0bb8ad8370aeabb0ea6f228daaebc509bef6b
https://ojooo.trck.smai.ly/r?lid=3Dncbnpbyf&amp;mid=3DFYG0qP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Fwww.instagram.com%2Fholmbank%2F&amp;sig=3Df120b=
42192858d860cf4dfd49760ce57c8f55ce1ed4ecf4e3629c2e2dc3ba95e
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g=3Df1d35da8a45eef710f60f51207ff67b7751280fad7d4bfaf69bca187b576cb84
https://ojooo.trck.smai.ly/r?lid=3Deocccz1A&amp;mid=3DFYG0qP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%3Fmtm_group%3D=
brand%26mtm_campaign%3Duudiskiri_era_est%26mtm_cid%3Dholm-brand%26mtm_sourc=
e%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3Demail%26mtm_content=
%3Demail_era_logo-link%26mtm_kwd%3Dest&amp;sig=3D415ed516a9d10373f67086f2f5=
072aa01e65777c050910e243de6272f4a2ae32
V=C3=A4ikelaen (https://ojooo.trck.smai.ly/r?lid=3DnKbZo1do&amp;mid=3DFYG0q=
P5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklien=
t%2Flaenud%2Fholm-vaikelaen%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_=
roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3=
Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_vaikelae=
n_link%26mtm_kwd%3Dest&amp;sig=3Dff05d0f988697c563c1dcf1ae99f1ae9a01a0a58b5=
13e70f8616eac78b28ca7a) Refinantseerimine (https://ojooo.trck.smai.ly/r?lid=
=3D2npCbocq&amp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fwww.=
holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-refinantseerimislaen%3Fmtm_gro=
up%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_est%26mtm_cid%3Dholm-brand%26mt=
m_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%2=
6mtm_content%3Dpaid-email_era_refin_link%26mtm_kwd%3Dest&amp;sig=3D737afe84=
fc702a54b34757944beea1a7c62f2aa26effcc8a0db6188bd24fa700) Kodulaen (https:/=
/ojooo.trck.smai.ly/r?lid=3DmfoAbdee&amp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp=
;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-kodul=
aen%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_est%26mtm_cid%3Dho=
lm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3=
Dpaid-email%26mtm_content%3Dpaid-email_era_kodulaen_link%26mtm_kwd%3Dest&am=
p;sig=3D7fcf83b8558cedbda13614c48da616a1a99eab7afd3574689fa82ac0d0aeee31)
Krediitkaart (https://ojooo.trck.smai.ly/r?lid=3DodmdAdbd&amp;mid=3DFYG0qP5=
rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%=
2Fkrediitkaart%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_est%26m=
tm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_=
placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_krediitkaart_link%26m=
tm_kwd%3Dest&amp;sig=3D6ec01878ecbc676bec8bca08cd5a20fce15d3352cdfadaa6fd70=
0b317b7b7c84) J=C3=A4relmaks (https://ojooo.trck.smai.ly/r?lid=3Dpc1pb0bo&a=
mp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2=
Fet%2Feraklient%2Fjarelmaks%2Fliisipluss%3Fmtm_group%3Dbrand%26mtm_campaign=
%3Duudiskiri_roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%2=
6mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email=
_era_jarelmaks_link%26mtm_kwd%3Dest&amp;sig=3D04d262c489a0a881609b6cc95c74b=
e1bd6d1e87348b310ae2b09385522736fc4) Liising (https://ojooo.trck.smai.ly/r?=
lid=3Dbypnzczc&amp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Fw=
ww.holmbank.ee%2Fet%2Feraklient%2Fliising%3Fmtm_group%3Dbrand%26mtm_campaig=
n%3Duudiskiri_roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%=
26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-emai=
l_era_liising_link%26mtm_kwd%3Dest&amp;sig=3Dc7f6e297cd4328c49ad817576f712b=
4836487b64f17cda99856ea4793ed3a03b) Hoius
(https://ojooo.trck.smai.ly/r?lid=3Dn1bbn4yp&amp;mid=3DFYG0qP5rb&amp;oid=3D=
5879&amp;url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Fhoius%3Fmtm=
_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_est%26mtm_cid%3Dholm-brand%=
26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-ema=
il%26mtm_content%3Dpaid-email_era_hoius_link%26mtm_kwd%3Dest&amp;sig=3D6063=
8fba49a0c17abf3f51dfcf338a33390c54e40a8f269d17c8e7280afffc8d)
Finantsteenuse pakkuja on Holm Bank AS.
----
Tutvu tingimustega ja vajadusel pea n=C3=B5u asjatundjaga.
----
Kui Te ei soovi enam pakkumisi, vajutage siia (https://ojooo.trck.smai.ly/r=
?lid=3DpB0mboaZ&amp;mid=3DFYG0qP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2F=
ojooo.sendsmaily.net%2Ftemplates%2F79fc3314-aa68-44b6-b65d-cd068c6a84de%2Fh=
tml%2F%3Fe%3Dinfo%2540poolq.ee&amp;sig=3D5b8519f0b0141aae2194d9a842412f529c=
6bfe8431ff32b0338c4e340a687a10).
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line-height:1px; max-height:0; max-width:0; opacity:0; overflow:hidden; col=
or:#ebebeb"><span>Fikseeritud intress 9,99% kuni 25.01.2026</span>=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
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=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
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=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
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=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=E2=
=80=8C=C2=A0=E2=80=8C</div><div height=3D"0" style=3D"display:none;font-siz=
e:0;line-height:0" width=3D"0"><img alt=3D"" height=3D"0" src=3D"https://oj=
ooo.trck.smai.ly/p?mid=3DFYG0qP5rb&oid=3D5879&sig=3De7f56e73138b586b85ea2a9=
9caaa106e08877ddc30e9dc90f4c0ff40e3b37afb" style=3D"position:absolute;visib=
ility:hidden" width=3D"0"/></div><table bgcolor=3D"#ebebeb" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" class=3D"container full" id=3D"header" st=
yle=3D"border-collapse:collapse; border:none; -premailer-width:100%; width:=
100%; background-color:#ebebeb" width=3D"100%"><tbody><tr><td style=3D"bord=
er-collapse:collapse; border:none; vertical-align:top" valign=3D"top"><tabl=
e align=3D"center" bgcolor=3D"#ebebeb" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"bg-in width" style=3D"border-collapse:collapse; borde=
r:none; margin-left:auto; margin-right:auto; -premailer-width:600px; width:=
600px; background-color:#ebebeb" width=3D"600"><tbody><tr><td class=3D"spac=
ing" style=3D"border-collapse:collapse; border:none; vertical-align:top; fo=
nt-size:1px; line-height:0px -premailer-width:20px; width:20px" valign=3D"t=
op" width=3D"20">=C2=A0</td><td style=3D"border-collapse:collapse; border:n=
one; vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; =
border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><=
td class=3D"col" id=3D"node-ndnqw" style=3D"border-collapse:collapse; borde=
r:none; vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"node text" id=3D"node-y1zqe" style=3D"bor=
der-collapse:collapse; border:none; -premailer-width:100%; width:100%" widt=
h=3D"100%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collap=
se; border:none; vertical-align:top; padding-bottom:10px; padding-top:10px"=
 valign=3D"top"><p align=3D"center" style=3D"margin:0; padding:0; text-deco=
ration:none; color:#757575; font-family:HelveticaNeue, Arial, Helvetica, Ge=
neva, sans-serif; font-size:11px; line-height:16px; text-align:center">Kui =
Sa ei n=C3=A4e kirja korrektselt, vajuta=C2=A0<a href=3D"https://ojooo.trck=
.smai.ly/r?lid=3Dpbdb2odf&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fww=
w.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-refinantseerimislaen%3Fmtm_g=
roup%3Drefinantseerimislaen%26mtm_campaign%3Duudiskiri_roosa_15-01-2026_ref=
inantseerimislaen%26mtm_cid%3Drefinantseerimislaen%26mtm_source%3Droosaelev=
ant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-=
email_fix-intress-9-99_%26mtm_kwd%3Dest&sig=3Db1ab6f027b34c3f210a8c082f2637=
f292df40274f0c16ca6d8f5ed799029d6e8" style=3D"color:#757575; text-decoratio=
n:underline" target=3D"_blank">siia</a>.</p>
</td></tr></tbody></table></td></tr></tbody></table></td><td class=3D"spaci=
ng" style=3D"border-collapse:collapse; border:none; vertical-align:top; fon=
t-size:1px; line-height:0px -premailer-width:20px; width:20px" valign=3D"to=
p" width=3D"20">=C2=A0</td></tr></tbody></table></td></tr></tbody></table><=
table bgcolor=3D"#ebebeb" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"container" id=3D"node-5cmv7" style=3D"border-collapse:collapse; bo=
rder:none; -premailer-width:100%; width:100%; background-color:#ebebeb" wid=
th=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse; border:none; =
vertical-align:top" valign=3D"top"><table align=3D"center" bgcolor=3D"#ffff=
ff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"bg-in width" =
style=3D"border-collapse:collapse; border:none; margin-left:auto; margin-ri=
ght:auto; -premailer-width:600px; width:600px; background-color:#fff" width=
=3D"600"><tbody><tr><td style=3D"border-collapse:collapse; border:none; ver=
tical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; border:n=
one; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=
=3D"col" id=3D"node-xlz4c" style=3D"border-collapse:collapse; border:none; =
vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" class=3D"node image no-vspacing" id=3D"node-q9nnz" style=3D=
"border-collapse:collapse; border:none; -premailer-width:100%; width:100%; =
margin:0 auto" width=3D"100%"><tbody><tr class=3D"spacing"><td align=3D"cen=
ter" style=3D"border-collapse:collapse; border:none; vertical-align:top; pa=
dding-bottom:0; padding-top:0; font-size:1px; line-height:0px" valign=3D"to=
p"><a href=3D"https://ojooo.trck.smai.ly/r?lid=3Dpbdb2odf&mid=3DFYG0qP5rb&o=
id=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fh=
olm-refinantseerimislaen%3Fmtm_group%3Drefinantseerimislaen%26mtm_campaign%=
3Duudiskiri_roosa_15-01-2026_refinantseerimislaen%26mtm_cid%3Drefinantseeri=
mislaen%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3D=
paid-email%26mtm_content%3Dpaid-email_fix-intress-9-99_%26mtm_kwd%3Dest&sig=
=3Db1ab6f027b34c3f210a8c082f2637f292df40274f0c16ca6d8f5ed799029d6e8" style=
=3D"border:none; margin:0; padding:0; display:inline-block" target=3D"_blan=
k"><img alt=3D"" class=3D"full" src=3D"https://templates-v1.smailyuserconte=
nt.com/ojooo/1200x/files/images/E1(228).png?ts=3D1768483112008" style=3D"bo=
rder:none; margin:0; padding:0; width:600px" title=3D"" width=3D"600"/></a>=
</td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table bgcolor=3D"#ebebeb" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" class=3D"container" id=3D"node-amkgj" style=
=3D"border-collapse:collapse; border:none; -premailer-width:100%; width:100=
%; background-color:#ebebeb" width=3D"100%"><tbody><tr><td style=3D"border-=
collapse:collapse; border:none; vertical-align:top" valign=3D"top"><table a=
lign=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"bg-in width" style=3D"border-collapse:collapse; border:n=
one; margin-left:auto; margin-right:auto; -premailer-width:600px; width:600=
px; background-color:#fff" width=3D"600"><tbody><tr><td class=3D"spacing" s=
tyle=3D"border-collapse:collapse; border:none; vertical-align:top; font-siz=
e:1px; line-height:0px -premailer-width:20px; width:20px" valign=3D"top" wi=
dth=3D"20">=C2=A0</td><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; border=
:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td cla=
ss=3D"col" id=3D"node-y96nu" style=3D"border-collapse:collapse; border:none=
; vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"node spacer" id=3D"node-liwut" style=3D"border-c=
ollapse:collapse; border:none; -premailer-width:100%; width:100%" width=3D"=
100%"><tbody><tr class=3D"spacing"><td height=3D"15" style=3D"border-collap=
se:collapse; border:none; vertical-align:top; padding-bottom:0; padding-top=
:0; height:15px" valign=3D"top"></td></tr></tbody></table><table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node text" id=3D"node-8u41f=
" style=3D"border-collapse:collapse; border:none; -premailer-width:100%; wi=
dth:100%" width=3D"100%"><tbody><tr class=3D"spacing"><td style=3D"border-c=
ollapse:collapse; border:none; vertical-align:top; padding-bottom:10px; pad=
ding-top:10px" valign=3D"top"><h1 align=3D"center" style=3D"margin:0; paddi=
ng:0; text-decoration:none; color:#ff4646; font-family:HelveticaNeue, Arial=
, Helvetica, Geneva, sans-serif; font-size:20px; font-weight:bold; font-sty=
le:normal; line-height:26px; text-align:center">Refinantseerimislaen Holm p=
angast</h1>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-3rgg2" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 align=3D"center" style=3D"margin:0; padding:0; text-decoration:none; color=
:#000; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; fon=
t-size:14px; line-height:21px; text-align:center">Aasta algus on hea aeg ra=
haasjade korrastamiseks. Holm refinantseerimislaen v=C3=B5imaldab tuua k=C3=
=B5ik oma erinevate teenusepakkujate laenud ja j=C3=A4relmaksud Holm panka =
ning liita need mugavalt =C3=BCheks, Sulle sobiva pikkuse ja kuumaksega lae=
nuks. Soovi korral saad refinantseerimise k=C3=A4igus taotleda ka t=C3=A4ie=
ndavat laenusummat.</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-w6b5d" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 align=3D"center" style=3D"margin:0; padding:0; text-decoration:none; color=
:#000; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; fon=
t-size:14px; line-height:21px; text-align:center"><strong>Kampaania! 25. ja=
anuarini on Holm panga</strong></p>
<p align=3D"center" style=3D"margin:0; padding:0; text-decoration:none; col=
or:#000; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; f=
ont-size:14px; line-height:21px; text-align:center"><strong>refinantseerimi=
slaen fikseeritud intressiga 9,99%.</strong></p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node button" id=3D"node-rhtgm" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none;=
 vertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top">=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"regular" style=3D"border-collapse:collapse; border:none; margin-left=
:auto; margin-right:auto"><tbody><tr><td bgcolor=3D"#ff4646" style=3D"borde=
r-collapse:collapse; border:none; vertical-align:top; line-height:normal; m=
so-line-height-rule:exactly; padding:10px 20px; background-color:#ff4646; b=
order-radius:4px; -moz-border-radius:4px; -webkit-border-radius:4px; color:=
#fff; font-style:normal; font-weight:bold" valign=3D"top"><a align=3D"cente=
r" href=3D"https://ojooo.trck.smai.ly/r?lid=3DApo11dop&mid=3DFYG0qP5rb&oid=
=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%3Fmtm_group%3D=
brand%26mtm_campaign%3Duudiskiri_roosa%26mtm_cid%3Dholm-brand%26mtm_source%=
3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_cont=
ent%3Dpaid-email_logo-link_logo-link%26mtm_kwd%3Dest&sig=3Dd54bcf94d7b1cb94=
352a7881a7ec92f41b8d72fbf9e67d255362cb1c617bea79" style=3D"line-height:norm=
al; display:inline-block; text-align:center; text-decoration:none; color:#f=
ff; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-s=
ize:15px; font-style:normal; font-weight:bold" target=3D"_blank" title=3D""=
>Vaatan l=C3=A4hemalt</a></td></tr></tbody></table></td></tr></tbody></tabl=
e><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node tex=
t" id=3D"node-vrq05" style=3D"border-collapse:collapse; border:none; -prema=
iler-width:100%; width:100%" width=3D"100%"><tbody><tr class=3D"spacing"><t=
d style=3D"border-collapse:collapse; border:none; vertical-align:top; paddi=
ng-bottom:10px; padding-top:10px" valign=3D"top"><p align=3D"center" style=
=3D"margin:0; padding:0; text-decoration:none; color:#000; font-family:Helv=
eticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px; line-heigh=
t:21px; text-align:center">Refinantseerides saad praegused kohustused ajata=
da sobivama perioodi peale, mis v=C3=B5imaldab igakuiselt tasuda v=C3=A4iks=
emaid kuumakseid. Vaata meie kodulehelt l=C3=A4hemalt, kuidas kuumaksetelt =
s=C3=A4=C3=A4sta.=C2=A0</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-8kl40" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
15px" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table></=
td><td class=3D"spacing" style=3D"border-collapse:collapse; border:none; ve=
rtical-align:top; font-size:1px; line-height:0px -premailer-width:20px; wid=
th:20px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td><=
/tr></tbody></table><table bgcolor=3D"#ebebeb" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"container" id=3D"node-59zxu" style=3D"border-=
collapse:collapse; border:none; -premailer-width:100%; width:100%; backgrou=
nd-color:#ebebeb" width=3D"100%"><tbody><tr><td style=3D"border-collapse:co=
llapse; border:none; vertical-align:top" valign=3D"top"><table align=3D"cen=
ter" bgcolor=3D"#f2f2f2" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"bg-in width" style=3D"border-collapse:collapse; border:none; margin=
-left:auto; margin-right:auto; -premailer-width:600px; width:600px; backgro=
und-color:#f2f2f2" width=3D"600"><tbody><tr><td class=3D"spacing" style=3D"=
border-collapse:collapse; border:none; vertical-align:top; font-size:1px; l=
ine-height:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"2=
0">=C2=A0</td><td style=3D"border-collapse:collapse; border:none; vertical-=
align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; border:none; -=
premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"co=
l" id=3D"node-u00ah" style=3D"border-collapse:collapse; border:none; vertic=
al-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"node spacer" id=3D"node-wt23l" style=3D"border-collapse:=
collapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><t=
body><tr class=3D"spacing"><td height=3D"10" style=3D"border-collapse:colla=
pse; border:none; vertical-align:top; padding-bottom:0; padding-top:0; heig=
ht:10px" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table=
></td><td class=3D"spacing" style=3D"border-collapse:collapse; border:none;=
 vertical-align:top; font-size:1px; line-height:0px -premailer-width:20px; =
width:20px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></t=
d></tr></tbody></table><table bgcolor=3D"#ebebeb" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"container" id=3D"node-w937b" style=3D"bor=
der-collapse:collapse; border:none; -premailer-width:100%; width:100%; back=
ground-color:#ebebeb" width=3D"100%"><tbody><tr><td style=3D"border-collaps=
e:collapse; border:none; vertical-align:top" valign=3D"top"><table align=3D=
"center" bgcolor=3D"#f2f2f2" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" class=3D"bg-in width" style=3D"border-collapse:collapse; border:none; ma=
rgin-left:auto; margin-right:auto; -premailer-width:600px; width:600px; bac=
kground-color:#f2f2f2" width=3D"600"><tbody><tr><td class=3D"spacing" style=
=3D"border-collapse:collapse; border:none; vertical-align:top; font-size:1p=
x; line-height:0px -premailer-width:20px; width:20px" valign=3D"top" width=
=3D"20">=C2=A0</td><td style=3D"border-collapse:collapse; border:none; vert=
ical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; border:no=
ne; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=
=3D"col" id=3D"node-odzbg" style=3D"border-collapse:collapse; border:none; =
vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" class=3D"node text" id=3D"node-corsy" style=3D"border-colla=
pse:collapse; border:none; -premailer-width:100%; width:100%" width=3D"100%=
"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collapse; borde=
r:none; vertical-align:top; padding-bottom:10px; padding-top:10px" valign=
=3D"top"><h1 align=3D"center" style=3D"margin:0; padding:0; text-decoration=
:none; color:#ff4646; font-family:HelveticaNeue, Arial, Helvetica, Geneva, =
sans-serif; font-size:20px; font-weight:bold; font-style:normal; line-heigh=
t:26px; text-align:center"><span style=3D"color:#000000">V=C3=B5ta meiega =
=C3=BChendust</span></h1>
<p align=3D"center" style=3D"margin:0; padding:0; text-decoration:none; col=
or:#000; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; f=
ont-size:14px; line-height:21px; text-align:center"><a href=3D"tel:+3726755=
055" style=3D"color:#000; text-decoration:none" target=3D"_blank">(+372) 67=
5 5055</a>, <a href=3D"mailto:info@holmbank.ee" style=3D"color:#000; text-d=
ecoration:none" target=3D"_blank">info@holmbank.ee</a></p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node social" id=3D"node-pz3h2" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none;=
 vertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top">=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" st=
yle=3D"border-collapse:collapse; border:none; margin-left:auto; margin-righ=
t:auto"><tbody><tr><td style=3D"border-collapse:collapse; border:none; vert=
ical-align:top" valign=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=
=3D2ab303od&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.facebook.com=
%2Fholmbank.ee&sig=3D7aea5d0368eb2f0a625d1b50c8e0bb8ad8370aeabb0ea6f228daae=
bc509bef6b" style=3D"border:none; display:inline-block; margin:0; padding:0=
" target=3D"_blank"><img alt=3D"" class=3D"small" src=3D"https://cdn.smaily=
.com/images/social-icons/small-round-black/facebook.png" style=3D"margin:0;=
 padding:0; width:24px" width=3D"24"/></a></td><td class=3D"separator" styl=
e=3D"border-collapse:collapse; border:none; vertical-align:top; font-size:1=
px; line-height:22px; width:20px" valign=3D"top" width=3D"20">=C2=A0</td><t=
d style=3D"border-collapse:collapse; border:none; vertical-align:top" valig=
n=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=3Dncbnpbyf&mid=3DFYG0=
qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.instagram.com%2Fholmbank%2F&sig=3D=
f120b42192858d860cf4dfd49760ce57c8f55ce1ed4ecf4e3629c2e2dc3ba95e" style=3D"=
border:none; display:inline-block; margin:0; padding:0" target=3D"_blank"><=
img alt=3D"" class=3D"small" src=3D"https://cdn.smaily.com/images/social-ic=
ons/small-round-black/instagram.png" style=3D"margin:0; padding:0; width:24=
px" width=3D"24"/></a></td><td class=3D"separator" style=3D"border-collapse=
:collapse; border:none; vertical-align:top; font-size:1px; line-height:22px=
; width:20px" valign=3D"top" width=3D"20">=C2=A0</td><td style=3D"border-co=
llapse:collapse; border:none; vertical-align:top" valign=3D"top"><a href=3D=
"https://ojooo.trck.smai.ly/r?lid=3Db3bcnbcp&mid=3DFYG0qP5rb&oid=3D5879&url=
=3Dhttps%3A%2F%2Fwww.linkedin.com%2Fcompany%2F28127666%2F&sig=3Df1d35da8a45=
eef710f60f51207ff67b7751280fad7d4bfaf69bca187b576cb84" style=3D"border:none=
; display:inline-block; margin:0; padding:0" target=3D"_blank"><img alt=3D"=
" class=3D"small" src=3D"https://cdn.smaily.com/images/social-icons/small-r=
ound-black/linkedin.png" style=3D"margin:0; padding:0; width:24px" width=3D=
"24"/></a></td><td class=3D"separator" style=3D"border-collapse:collapse; b=
order:none; vertical-align:top; font-size:1px; line-height:22px; width:20px=
" valign=3D"top" width=3D"20">=C2=A0</td><td style=3D"border-collapse:colla=
pse; border:none; vertical-align:top" valign=3D"top"><a href=3D"https://ojo=
oo.trck.smai.ly/r?lid=3Deocccz1A&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%=
2F%2Fwww.holmbank.ee%2Fet%2Feraklient%3Fmtm_group%3Dbrand%26mtm_campaign%3D=
uudiskiri_era_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_=
medium%3Demail%26mtm_placement%3Demail%26mtm_content%3Demail_era_logo-link%=
26mtm_kwd%3Dest&sig=3D415ed516a9d10373f67086f2f5072aa01e65777c050910e243de6=
272f4a2ae32" style=3D"border:none; display:inline-block; margin:0; padding:=
0" target=3D"_blank"><img alt=3D"" class=3D"small" src=3D"https://cdn.smail=
y.com/images/social-icons/small-round-black/web.png" style=3D"margin:0; pad=
ding:0; width:24px" width=3D"24"/></a></td></tr></tbody></table></td></tr><=
/tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"node text" id=3D"node-wzq7x" style=3D"border-collapse:collapse; border=
:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr class=
=3D"spacing"><td style=3D"border-collapse:collapse; border:none; vertical-a=
lign:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p align=3D=
"center" style=3D"margin:0; padding:0; text-decoration:none; color:#000; fo=
nt-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14=
px; line-height:21px; text-align:center"><a href=3D"https://ojooo.trck.smai=
.ly/r?lid=3DnKbZo1do&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.hol=
mbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-vaikelaen%3Fmtm_group%3Dbrand%26m=
tm_campaign%3Duudiskiri_roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droo=
saelevant%26mtm_medium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3=
Dpaid-email_era_vaikelaen_link%26mtm_kwd%3Dest&sig=3Dff05d0f988697c563c1dcf=
1ae99f1ae9a01a0a58b513e70f8616eac78b28ca7a" style=3D"color:#000; text-decor=
ation:none" target=3D"_blank">V=C3=A4ikelaen</a> =C2=A0 <a href=3D"https://=
ojooo.trck.smai.ly/r?lid=3D2npCbocq&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%=
3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2Flaenud%2Fholm-refinantseerimisla=
en%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_est%26mtm_cid%3Dhol=
m-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%26mtm_placement%3D=
paid-email%26mtm_content%3Dpaid-email_era_refin_link%26mtm_kwd%3Dest&sig=3D=
737afe84fc702a54b34757944beea1a7c62f2aa26effcc8a0db6188bd24fa700" style=3D"=
color:#000; text-decoration:none" target=3D"_blank">Refinantseerimine</a>=
=C2=A0=C2=A0 <a href=3D"https://ojooo.trck.smai.ly/r?lid=3DmfoAbdee&mid=3DF=
YG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Feraklient%2F=
laenud%2Fholm-kodulaen%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa=
_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demai=
l%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_kodulaen_link=
%26mtm_kwd%3Dest&sig=3D7fcf83b8558cedbda13614c48da616a1a99eab7afd3574689fa8=
2ac0d0aeee31" style=3D"color:#000; text-decoration:none" target=3D"_blank">=
Kodulaen</a> =C2=A0 <a href=3D"https://ojooo.trck.smai.ly/r?lid=3DodmdAdbd&=
mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2Ferakl=
ient%2Fkrediitkaart%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roosa_es=
t%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Demail%2=
6mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_krediitkaart_lin=
k%26mtm_kwd%3Dest&sig=3D6ec01878ecbc676bec8bca08cd5a20fce15d3352cdfadaa6fd7=
00b317b7b7c84" style=3D"color:#000; text-decoration:none" target=3D"_blank"=
>Krediitkaart</a> =C2=A0 <a href=3D"https://ojooo.trck.smai.ly/r?lid=3Dpc1p=
b0bo&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%2Fet%2F=
eraklient%2Fjarelmaks%2Fliisipluss%3Fmtm_group%3Dbrand%26mtm_campaign%3Duud=
iskiri_roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_m=
edium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_j=
arelmaks_link%26mtm_kwd%3Dest&sig=3D04d262c489a0a881609b6cc95c74be1bd6d1e87=
348b310ae2b09385522736fc4" style=3D"color:#000; text-decoration:none" targe=
t=3D"_blank">J=C3=A4relmaks</a> =C2=A0 <a href=3D"https://ojooo.trck.smai.l=
y/r?lid=3Dbypnzczc&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.holmb=
ank.ee%2Fet%2Feraklient%2Fliising%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudi=
skiri_roosa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_me=
dium%3Demail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_li=
ising_link%26mtm_kwd%3Dest&sig=3Dc7f6e297cd4328c49ad817576f712b4836487b64f1=
7cda99856ea4793ed3a03b" style=3D"color:#000; text-decoration:none" target=
=3D"_blank">Liising</a> =C2=A0 <a href=3D"https://ojooo.trck.smai.ly/r?lid=
=3Dn1bbn4yp&mid=3DFYG0qP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.holmbank.ee%=
2Fet%2Feraklient%2Fhoius%3Fmtm_group%3Dbrand%26mtm_campaign%3Duudiskiri_roo=
sa_est%26mtm_cid%3Dholm-brand%26mtm_source%3Droosaelevant%26mtm_medium%3Dem=
ail%26mtm_placement%3Dpaid-email%26mtm_content%3Dpaid-email_era_hoius_link%=
26mtm_kwd%3Dest&sig=3D60638fba49a0c17abf3f51dfcf338a33390c54e40a8f269d17c8e=
7280afffc8d" style=3D"color:#000; text-decoration:none" target=3D"_blank">H=
oius</a></p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node hr" id=3D"node-nj0yu" style=3D"border-collapse:collaps=
e; border:none; -premailer-width:100%; width:100%; margin:0 auto" width=3D"=
100%"><tbody><tr class=3D"spacing"><td height=3D"30" style=3D"border-collap=
se:collapse; border:none; vertical-align:middle; font-size:1px; line-height=
:0px mso-line-height-rule:exactly; padding-bottom:0; padding-top:0; height:=
30px" valign=3D"middle"><table align=3D"center" bgcolor=3D"#e2d4d4" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:collaps=
e; border:none; margin-left:auto; margin-right:auto; background-color:#e2d4=
d4; width:100%; -premailer-width:100%" width=3D"100%"><tbody><tr><td bgcolo=
r=3D"#e2d4d4" height=3D"1" style=3D"border-collapse:collapse; border:none; =
vertical-align:middle; font-size:1px; line-height:1px; mso-line-height-rule=
:exactly; background-color:#e2d4d4; height:1px; -premailer-height:1px" vali=
gn=3D"middle">=C2=A0</td></tr></tbody></table></td></tr></tbody></table><ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node text" id=
=3D"node-boqjq" style=3D"border-collapse:collapse; border:none; -premailer-=
width:100%; width:100%" width=3D"100%"><tbody><tr class=3D"spacing"><td sty=
le=3D"border-collapse:collapse; border:none; vertical-align:top; padding-bo=
ttom:10px; padding-top:10px" valign=3D"top"><h3 align=3D"center" style=3D"m=
argin:0; padding:0; text-decoration:none; color:#555; font-family:Helvetica=
Neue, Arial, Helvetica, Geneva, sans-serif; font-size:12px; font-weight:nor=
mal; font-style:normal; line-height:18px; text-align:center">Finantsteenuse=
 pakkuja on Holm Bank AS.</h3>
<h3 align=3D"center" style=3D"margin:0; padding:0; text-decoration:none; co=
lor:#555; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; =
font-size:12px; font-weight:normal; font-style:normal; line-height:18px; te=
xt-align:center">Tutvu tingimustega ja vajadusel pea n=C3=B5u asjatundjaga.=
=C2=A0</h3>
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