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Content-Type: multipart/alternative;
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Date: Wed, 14 Jan 2026 08:03:19 +0000
Feedback-Id: 5879:default:smaily.com
From: "Luminor pank" <kampaaniad@kirjakuller.eu>
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Subject: =?UTF-8?q?V=C3=A4ikelaenu_fikseeritud_intress_alates_6,9%?=
To: <info@poolq.ee>
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--5bc6dd2bbc64f14befd693a528fb4f87dae3959b2a17f419406dcd9e2dc6
Content-Transfer-Encoding: quoted-printable
Content-Type: text/plain; charset=UTF-8

Uus aasta toob uusi v=C3=B5imalusi =E2=80=93 ka selleks, et ellu viia edasi=
 l=C3=BCkatud plaanid.
V=C3=A4rskenda oma kodu uue m=C3=B6=C3=B6bli v=C3=B5i elektroonikaga. N=C3=
=BC=C3=BCd on hea aeg uurida
l=C3=A4hemalt Luminori v=C3=A4ikelaenu.
Kui Sa ei n=C3=A4e kirja korrektselt, vajuta siia (https://ojooo.trck.smai.=
ly/r?lid=3DcC0nenba&amp;mid=3DNM7ZpP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2=
F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&amp;sig=3D8c7f31486d506b69d7387=
f87cb5369faded507c1ba253349566092a53e434f5f).
https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DNM7ZpP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&amp;sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f
***
Uus aasta =E2=80=93 uued v=C3=B5imalused
***
https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DNM7ZpP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&amp;sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f
Uus aasta toob uusi v=C3=B5imalusi =E2=80=93 ka selleks, et ellu viia edasi=
 l=C3=BCkatud plaanid.
V=C3=A4rskenda oma kodu uue m=C3=B6=C3=B6bli v=C3=B5i elektroonikaga. N=C3=
=BC=C3=BCd on hea aeg uurida
l=C3=A4hemalt Luminori v=C3=A4ikelaenu.
----
V=C3=A4ikelaenu fikseeritud aastane intressim=C3=A4=C3=A4r alates 6,9%
----
UURI L=C3=84HEMALT (https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DN=
M7ZpP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fb=
n%3D86712066&amp;sig=3D8c7f31486d506b69d7387f87cb5369faded507c1ba2533495660=
92a53e434f5f)
----
Kas tead, mille jaoks Eesti elanikud k=C3=B5ige sagedamini v=C3=A4ikelaenu =
v=C3=B5tavad? Seda
v=C3=B5etakse praktilisteks vajadusteks, mille hulgas on kolm peamist:
----
=E2=9C=94=EF=B8=8F kodu remont v=C3=B5i uuendamine
=E2=9C=94=EF=B8=8F elektroonika v=C3=B5i kodumasinate soetamine
=E2=9C=94=EF=B8=8F auto ost v=C3=B5i parandus
Kui Sinu selle aasta plaanide hulka kuuluvad samuti kodu v=C3=A4rskendamine=
 v=C3=B5i
suuremad ostud, on Sinu jaoks olemas Luminori v=C3=A4ikelaen.
Luminori uuring, mille korraldas uuringufirma Norstat 2025. aasta septembri=
s
Eestis, L=C3=A4tis ja Leedus. Igas riigis vastas k=C3=BCsitlusele ligikaudu=
 tuhat inimest
vanuses 18=E2=80=9374.
----
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----
https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DNM7ZpP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&amp;sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f
----
Kvaliteetaeg kodus k=C3=B5ige kallimatega
----
Kujunda hubane ja mugav kodu, kus on t=C3=B5eliselt m=C3=B5nus koos aega ve=
eta. V=C3=B5ib-olla
oled m=C3=B5elnud vahetada v=C3=A4lja m=C3=B5ne kodumasina, osta uue diivan=
i =C3=BChisteks
filmi=C3=B5htuteks v=C3=B5i v=C3=A4rskendada kodukontorit? V=C3=A4ikelaen v=
=C3=B5ib aidata Sul oma
m=C3=B5tted teoks teha.
UURI L=C3=84HEMALT (https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DN=
M7ZpP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fb=
n%3D86712066&amp;sig=3D8c7f31486d506b69d7387f87cb5369faded507c1ba2533495660=
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Heade soovidega,
https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&amp;mid=3DNM7ZpP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&amp;sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f
=C2=A9 2026 Luminor Bank AS | Liivalaia 45, 10145 Tallinn, Eesti
----
Finantsteenust pakub Luminor Bank AS. Enne lepingu s=C3=B5lmimist tutvu tin=
gimustega
ning vajadusel konsulteeri asjatundjaga.
----
https://ojooo.trck.smai.ly/r?lid=3DbpaLcpbd&amp;mid=3DNM7ZpP5rb&amp;oid=3D5=
879&amp;url=3Dhttps%3A%2F%2Fwww.facebook.com%2FLuminorEesti%2F&amp;sig=3D9e=
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Kui Sa ei soovi enam pakkumisi, vajuta siia (https://ojooo.trck.smai.ly/r?l=
id=3DpB0mboaZ&amp;mid=3DNM7ZpP5rb&amp;oid=3D5879&amp;url=3Dhttps%3A%2F%2Foj=
ooo.sendsmaily.net%2Ftemplates%2F79fc3314-aa68-44b6-b65d-cd068c6a84de%2Fhtm=
l%2F%3Fe%3Dinfo%2540poolq.ee&amp;sig=3Ddaf51d6850c9d970e16ba959813514a6cbe2=
a4ab55b1f2d0b1cb2eac32912d1a).
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line-height:1px; max-height:0; max-width:0; opacity:0; overflow:hidden; col=
or:#fff"><span>Uus aasta toob uusi v=C3=B5imalusi =E2=80=93 ka selleks, et =
ellu viia edasi l=C3=BCkatud plaanid. V=C3=A4rskenda oma kodu uue m=C3=B6=
=C3=B6bli v=C3=B5i elektroonikaga. N=C3=BC=C3=BCd on hea aeg uurida l=C3=A4=
hemalt Luminori v=C3=A4ikelaenu.</span>=C2=A0=E2=80=8C=C2=A0=E2=80=8C=C2=A0=
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ng" style=3D"border-collapse:collapse; border:none; vertical-align:top; fon=
t-size:1px; line-height:0px -premailer-width:20px; width:20px" valign=3D"to=
p" width=3D"20">=C2=A0</td></tr></tbody></table></td></tr></tbody></table><=
table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"container" id=3D"node-tnhbg" style=3D"border-collapse:collapse; bo=
rder:none; -premailer-width:100%; width:100%; background-color:#fff" width=
=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse; border:none; ve=
rtical-align:top" valign=3D"top"><table align=3D"center" bgcolor=3D"#ffffff=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"bg-in width" st=
yle=3D"border-collapse:collapse; border:none; margin-left:auto; margin-righ=
t:auto; -premailer-width:500px; width:500px; background-color:#fff" width=
=3D"500"><tbody><tr><td style=3D"border-collapse:collapse; border:none; ver=
tical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"width-in" style=3D"border-collapse:collapse; border:n=
one; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=
=3D"col" id=3D"node-iptio" style=3D"border-collapse:collapse; border:none; =
vertical-align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" class=3D"node spacer" id=3D"node-lwstg" style=3D"border-col=
lapse:collapse; border:none; -premailer-width:100%; width:100%" width=3D"10=
0%"><tbody><tr class=3D"spacing"><td height=3D"10" style=3D"border-collapse=
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th:100%; width:100%; margin:0 auto" width=3D"100%"><tbody><tr class=3D"spac=
ing"><td align=3D"center" style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:0; padding-top:0; font-size:1px; line-hei=
ght:0px" valign=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=3DcC0ne=
nba&mid=3DNM7ZpP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%=
3Fbn%3D86712066&sig=3D8c7f31486d506b69d7387f87cb5369faded507c1ba25334956609=
2a53e434f5f" style=3D"border:none; margin:0; padding:0; display:inline-bloc=
k" target=3D"_blank"><img alt=3D"" class=3D"full" src=3D"https://templates-=
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dth=3D"500"/></a></td></tr></tbody></table></td></tr></tbody></table></td><=
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de-1lwkh" style=3D"border-collapse:collapse; border:none; -premailer-width:=
100%; width:100%; background-color:#fff" width=3D"100%"><tbody><tr><td styl=
e=3D"border-collapse:collapse; border:none; vertical-align:top" valign=3D"t=
op"><table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" class=3D"bg-in width" style=3D"border-collapse:collap=
se; border:none; margin-left:auto; margin-right:auto; -premailer-width:500p=
x; width:500px; background-color:#fff" width=3D"500"><tbody><tr><td class=
=3D"spacing" style=3D"border-collapse:collapse; border:none; vertical-align=
:top; font-size:1px; line-height:0px -premailer-width:20px; width:20px" val=
ign=3D"top" width=3D"20">=C2=A0</td><td style=3D"border-collapse:collapse; =
border:none; vertical-align:top" valign=3D"top"><table border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" class=3D"width-in" style=3D"border-collapse:co=
llapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbo=
dy><tr><td class=3D"col" id=3D"node-o22qg" style=3D"border-collapse:collaps=
e; border:none; vertical-align:top" valign=3D"top"><table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" class=3D"node spacer" id=3D"node-lkqph" sty=
le=3D"border-collapse:collapse; border:none; -premailer-width:100%; width:1=
00%" width=3D"100%"><tbody><tr class=3D"spacing"><td height=3D"15" style=3D=
"border-collapse:collapse; border:none; vertical-align:top; padding-bottom:=
0; padding-top:0; height:15px" valign=3D"top"></td></tr></tbody></table><ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node text" id=
=3D"node-i20eu" style=3D"border-collapse:collapse; border:none; -premailer-=
width:100%; width:100%" width=3D"100%"><tbody><tr class=3D"spacing"><td sty=
le=3D"border-collapse:collapse; border:none; vertical-align:top; padding-bo=
ttom:10px; padding-top:10px" valign=3D"top"><p style=3D"margin:0; padding:0=
; text-decoration:none; color:#36102d; font-family:HelveticaNeue, Arial, He=
lvetica, Geneva, sans-serif; font-size:14px; line-height:22px">Uus aasta to=
ob uusi v=C3=B5imalusi =E2=80=93 ka selleks, et ellu viia edasi l=C3=BCkatu=
d plaanid. V=C3=A4rskenda oma kodu uue m=C3=B6=C3=B6bli v=C3=B5i elektrooni=
kaga. <strong>N=C3=BC=C3=BCd on hea aeg uurida l=C3=A4hemalt Luminori v=C3=
=A4ikelaenu.</strong></p>
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=3D"0" class=3D"node spacer" id=3D"node-kuawf" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
15px" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table></=
td><td class=3D"spacing" style=3D"border-collapse:collapse; border:none; ve=
rtical-align:top; font-size:1px; line-height:0px -premailer-width:20px; wid=
th:20px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td><=
/tr></tbody></table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"container" id=3D"node-kt0kj" style=3D"border-=
collapse:collapse; border:none; -premailer-width:100%; width:100%; backgrou=
nd-color:#fff" width=3D"100%"><tbody><tr><td style=3D"border-collapse:colla=
pse; border:none; vertical-align:top" valign=3D"top"><table align=3D"center=
" bgcolor=3D"#e8ebe4" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"bg-in width" style=3D"border-collapse:collapse; border:none; margin-le=
ft:auto; margin-right:auto; -premailer-width:500px; width:500px; background=
-color:#e8ebe4" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"bor=
der-collapse:collapse; border:none; vertical-align:top; font-size:1px; line=
-height:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=
=C2=A0</td><td style=3D"border-collapse:collapse; border:none; vertical-ali=
gn:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" class=3D"width-in" style=3D"border-collapse:collapse; border:none; -pre=
mailer-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" =
id=3D"node-ig693" style=3D"border-collapse:collapse; border:none; vertical-=
align:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-zf340" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
15px" valign=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" class=3D"node spacer" id=3D"node-h9xdy" style=
=3D"border-collapse:collapse; border:none; -premailer-width:100%; width:100=
%" width=3D"100%"><tbody><tr class=3D"spacing"><td height=3D"5" style=3D"bo=
rder-collapse:collapse; border:none; vertical-align:top; padding-bottom:0; =
padding-top:0; height:5px" valign=3D"top"></td></tr></tbody></table><table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node text" id=3D"=
node-liq99" style=3D"border-collapse:collapse; border:none; -premailer-widt=
h:100%; width:100%" width=3D"100%"><tbody><tr class=3D"spacing"><td style=
=3D"border-collapse:collapse; border:none; vertical-align:top; padding-bott=
om:10px; padding-top:10px" valign=3D"top"><h2 align=3D"center" style=3D"mar=
gin:0; padding:0; text-decoration:none; color:#36102d; font-family:Helvetic=
aNeue, Arial, Helvetica, Geneva, sans-serif; font-size:16px; font-weight:no=
rmal; font-style:normal; line-height:24px; text-align:center"><strong>V=C3=
=A4ikelaenu fikseeritud aastane intressim=C3=A4=C3=A4r alates 6,9%</strong>=
</h2>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
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y><tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none;=
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ass=3D"regular" style=3D"border-collapse:collapse; border:none; margin-left=
:auto; margin-right:auto"><tbody><tr><td bgcolor=3D"#e74972" style=3D"borde=
r-collapse:collapse; border:none; vertical-align:top; line-height:normal; m=
so-line-height-rule:exactly; padding:10px 20px; background-color:#e74972; b=
order-radius:31px; -moz-border-radius:31px; -webkit-border-radius:31px; col=
or:#fff; font-style:normal; font-weight:bold" valign=3D"top"><a align=3D"ce=
nter" href=3D"https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&mid=3DNM7ZpP5rb&o=
id=3D5879&url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f" style=
=3D"line-height:normal; display:inline-block; text-align:center; text-decor=
ation:none; color:#fff; font-family:HelveticaNeue, Arial, Helvetica, Geneva=
, sans-serif; font-size:14px; font-style:normal; font-weight:bold" target=
=3D"_blank" title=3D"">UURI L=C3=84HEMALT</a></td></tr></tbody></table></td=
></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" class=3D"node spacer" id=3D"node-ek7qb" style=3D"border-collapse:collaps=
e; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><t=
r class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse; bo=
rder:none; vertical-align:top; padding-bottom:0; padding-top:0; height:15px=
" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table></td><=
td class=3D"spacing" style=3D"border-collapse:collapse; border:none; vertic=
al-align:top; font-size:1px; line-height:0px -premailer-width:20px; width:2=
0px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td></tr>=
</tbody></table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" class=3D"container" id=3D"node-b69v4" style=3D"border-coll=
apse:collapse; border:none; -premailer-width:100%; width:100%; background-c=
olor:#fff" width=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse;=
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color=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D=
"bg-in width" style=3D"border-collapse:collapse; border:none; margin-left:a=
uto; margin-right:auto; -premailer-width:500px; width:500px; background-col=
or:#fff" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"border-col=
lapse:collapse; border:none; vertical-align:top; font-size:1px; line-height=
:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=C2=A0<=
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ss=3D"width-in" style=3D"border-collapse:collapse; border:none; -premailer-=
width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" id=3D"n=
ode-djw44" style=3D"border-collapse:collapse; border:none; vertical-align:t=
op" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"node spacer" id=3D"node-47svq" style=3D"border-collapse:collapse; =
border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr c=
lass=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse; borde=
r:none; vertical-align:top; padding-bottom:0; padding-top:0; height:15px" v=
align=3D"top"></td></tr></tbody></table></td></tr></tbody></table></td><td =
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align:top; font-size:1px; line-height:0px -premailer-width:20px; width:20px=
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body></table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" class=3D"container" id=3D"node-pr3xs" style=3D"border-collaps=
e:collapse; border:none; -premailer-width:100%; width:100%; background-colo=
r:#fff" width=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse; bo=
rder:none; vertical-align:top" valign=3D"top"><table align=3D"center" bgcol=
or=3D"#f5f5f4" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"bg=
-in width" style=3D"border-collapse:collapse; border:none; margin-left:auto=
; margin-right:auto; -premailer-width:500px; width:500px; background-color:=
#f5f5f4" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"border-col=
lapse:collapse; border:none; vertical-align:top; font-size:1px; line-height=
:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=C2=A0<=
/td><td style=3D"border-collapse:collapse; border:none; vertical-align:top"=
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ss=3D"width-in" style=3D"border-collapse:collapse; border:none; -premailer-=
width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" id=3D"n=
ode-4yw55" style=3D"border-collapse:collapse; border:none; vertical-align:t=
op" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"node spacer" id=3D"node-gwkb1" style=3D"border-collapse:collapse; =
border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr c=
lass=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse; borde=
r:none; vertical-align:top; padding-bottom:0; padding-top:0; height:15px" v=
align=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"node text" id=3D"node-eblc1" style=3D"border-=
collapse:collapse; border:none; -premailer-width:100%; width:100%" width=3D=
"100%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collapse; =
border:none; vertical-align:top; padding-bottom:10px; padding-top:10px" val=
ign=3D"top"><h2 align=3D"center" style=3D"margin:0; padding:0; text-decorat=
ion:none; color:#36102d; font-family:HelveticaNeue, Arial, Helvetica, Genev=
a, sans-serif; font-size:16px; font-weight:normal; font-style:normal; line-=
height:24px; text-align:center"><strong>Kas tead, mille jaoks Eesti elaniku=
d k=C3=B5ige sagedamini v=C3=A4ikelaenu v=C3=B5tavad? Seda v=C3=B5etakse pr=
aktilisteks vajadusteks, mille hulgas on kolm peamist:</strong></h2>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-5kmwr" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 style=3D"margin:0; padding:0; text-decoration:none; color:#36102d; font-fa=
mily:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px; l=
ine-height:22px">=E2=9C=94=EF=B8=8F kodu remont v=C3=B5i uuendamine</p>
<p style=3D"margin:0; padding:0; text-decoration:none; color:#36102d; font-=
family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px;=
 line-height:22px">=E2=9C=94=EF=B8=8F elektroonika v=C3=B5i kodumasinate so=
etamine<br/>
=E2=9C=94=EF=B8=8F=C2=A0auto ost v=C3=B5i parandus</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-x4hnx" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 style=3D"margin:0; padding:0; text-decoration:none; color:#36102d; font-fa=
mily:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px; l=
ine-height:22px"><strong>Kui Sinu selle aasta plaanide hulka kuuluvad samut=
i kodu v=C3=A4rskendamine v=C3=B5i suuremad ostud, on Sinu jaoks olemas Lum=
inori v=C3=A4ikelaen.</strong></p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-wy9m1" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 style=3D"margin:0; padding:0; text-decoration:none; color:#36102d; font-fa=
mily:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px; l=
ine-height:22px">Luminori uuring, mille=C2=A0korraldas uuringufirma Norstat=
 2025. aasta septembris Eestis, L=C3=A4tis ja Leedus. Igas riigis vastas k=
=C3=BCsitlusele ligikaudu tuhat inimest vanuses 18=E2=80=9374.=C2=A0</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-icbyl" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
15px" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table></=
td><td class=3D"spacing" style=3D"border-collapse:collapse; border:none; ve=
rtical-align:top; font-size:1px; line-height:0px -premailer-width:20px; wid=
th:20px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td><=
/tr></tbody></table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"container" id=3D"node-wueho" style=3D"border-=
collapse:collapse; border:none; -premailer-width:100%; width:100%; backgrou=
nd-color:#fff" width=3D"100%"><tbody><tr><td style=3D"border-collapse:colla=
pse; border:none; vertical-align:top" valign=3D"top"><table align=3D"center=
" bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"bg-in width" style=3D"border-collapse:collapse; border:none; margin-le=
ft:auto; margin-right:auto; -premailer-width:500px; width:500px; background=
-color:#fff" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"border=
-collapse:collapse; border:none; vertical-align:top; font-size:1px; line-he=
ight:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=C2=
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ler-width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" id=
=3D"node-1z96q" style=3D"border-collapse:collapse; border:none; vertical-al=
ign:top" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-lesva" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"20" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
20px" valign=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" class=3D"node text" id=3D"node-hwmsk" style=3D"=
border-collapse:collapse; border:none; -premailer-width:100%; width:100%" w=
idth=3D"100%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:col=
lapse; border:none; vertical-align:top; padding-bottom:10px; padding-top:10=
px" valign=3D"top"><h2 align=3D"center" style=3D"margin:0; padding:0; text-=
decoration:none; color:#36102d; font-family:HelveticaNeue, Arial, Helvetica=
, Geneva, sans-serif; font-size:16px; font-weight:normal; font-style:normal=
; line-height:24px; text-align:center"><strong>Mida ootad sellelt aastalt?<=
/strong></h2>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-y2a32" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"10" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
10px" valign=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" class=3D"node image no-vspacing" id=3D"node-po5=
29" style=3D"border-collapse:collapse; border:none; -premailer-width:100%; =
width:100%; margin:0 auto" width=3D"100%"><tbody><tr class=3D"spacing"><td =
align=3D"center" style=3D"border-collapse:collapse; border:none; vertical-a=
lign:top; padding-bottom:0; padding-top:0; font-size:1px; line-height:0px" =
valign=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&mid=
=3DNM7ZpP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D=
86712066&sig=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e43=
4f5f" style=3D"border:none; margin:0; padding:0; display:inline-block" targ=
et=3D"_blank"><img alt=3D"" class=3D"full" src=3D"https://templates-v1.smai=
lyusercontent.com/ojooo/500x/files/images/E2(59).jpg?ts=3D1768221774676" st=
yle=3D"border:none; margin:0; padding:0; width:500px" title=3D"" width=3D"5=
00"/></a></td></tr></tbody></table></td></tr></tbody></table></td><td class=
=3D"spacing" style=3D"border-collapse:collapse; border:none; vertical-align=
:top; font-size:1px; line-height:0px -premailer-width:20px; width:20px" val=
ign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td></tr></tbody>=
</table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" class=3D"container" id=3D"node-fdff3" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%; background-color:#ff=
f" width=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse; border:=
none; vertical-align:top" valign=3D"top"><table align=3D"center" bgcolor=3D=
"#f7f7f5" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"bg-in w=
idth" style=3D"border-collapse:collapse; border:none; margin-left:auto; mar=
gin-right:auto; -premailer-width:500px; width:500px; background-color:#f7f7=
f5" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"border-collapse=
:collapse; border:none; vertical-align:top; font-size:1px; line-height:0px =
-premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=C2=A0</td><=
td style=3D"border-collapse:collapse; border:none; vertical-align:top" vali=
gn=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D=
"width-in" style=3D"border-collapse:collapse; border:none; -premailer-width=
:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" id=3D"node-c=
d5se" style=3D"border-collapse:collapse; border:none; vertical-align:top" v=
align=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"node spacer" id=3D"node-tmfum" style=3D"border-collapse:collapse; borde=
r:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr class=
=3D"spacing"><td height=3D"10" style=3D"border-collapse:collapse; border:no=
ne; vertical-align:top; padding-bottom:0; padding-top:0; height:10px" valig=
n=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" class=3D"node text" id=3D"node-5qu9r" style=3D"border-coll=
apse:collapse; border:none; -premailer-width:100%; width:100%" width=3D"100=
%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collapse; bord=
er:none; vertical-align:top; padding-bottom:10px; padding-top:10px" valign=
=3D"top"><h2 align=3D"center" style=3D"margin:0; padding:0; text-decoration=
:none; color:#36102d; font-family:HelveticaNeue, Arial, Helvetica, Geneva, =
sans-serif; font-size:16px; font-weight:normal; font-style:normal; line-hei=
ght:24px; text-align:center"><strong>Kvaliteetaeg kodus k=C3=B5ige kallimat=
ega</strong></h2>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-z36t2" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><p=
 style=3D"margin:0; padding:0; text-decoration:none; color:#36102d; font-fa=
mily:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:14px; l=
ine-height:22px">Kujunda hubane ja mugav kodu, kus on t=C3=B5eliselt m=C3=
=B5nus koos aega veeta. V=C3=B5ib-olla oled m=C3=B5elnud vahetada v=C3=A4lj=
a m=C3=B5ne kodumasina, osta uue diivani =C3=BChisteks filmi=C3=B5htuteks v=
=C3=B5i v=C3=A4rskendada kodukontorit? V=C3=A4ikelaen v=C3=B5ib aidata Sul =
oma m=C3=B5tted teoks teha.</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node button" id=3D"node-d2h10" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none;=
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<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"regular" style=3D"border-collapse:collapse; border:none; margin-left=
:auto; margin-right:auto"><tbody><tr><td bgcolor=3D"#e74972" style=3D"borde=
r-collapse:collapse; border:none; vertical-align:top; line-height:normal; m=
so-line-height-rule:exactly; padding:10px 20px; background-color:#e74972; b=
order-radius:31px; -moz-border-radius:31px; -webkit-border-radius:31px; col=
or:#fff; font-style:normal; font-weight:bold" valign=3D"top"><a align=3D"ce=
nter" href=3D"https://ojooo.trck.smai.ly/r?lid=3DcC0nenba&mid=3DNM7ZpP5rb&o=
id=3D5879&url=3Dhttps%3A%2F%2Ftrack.adform.net%2FC%2F%3Fbn%3D86712066&sig=
=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253349566092a53e434f5f" style=
=3D"line-height:normal; display:inline-block; text-align:center; text-decor=
ation:none; color:#fff; font-family:HelveticaNeue, Arial, Helvetica, Geneva=
, sans-serif; font-size:14px; font-style:normal; font-weight:bold" target=
=3D"_blank" title=3D"">UURI L=C3=84HEMALT</a></td></tr></tbody></table></td=
></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" class=3D"node spacer" id=3D"node-bjna4" style=3D"border-collapse:collaps=
e; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><t=
r class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse; bo=
rder:none; vertical-align:top; padding-bottom:0; padding-top:0; height:15px=
" valign=3D"top"></td></tr></tbody></table></td></tr></tbody></table></td><=
td class=3D"spacing" style=3D"border-collapse:collapse; border:none; vertic=
al-align:top; font-size:1px; line-height:0px -premailer-width:20px; width:2=
0px" valign=3D"top" width=3D"20">=C2=A0</td></tr></tbody></table></td></tr>=
</tbody></table><table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" class=3D"container" id=3D"node-qbjlm" style=3D"border-coll=
apse:collapse; border:none; -premailer-width:100%; width:100%; background-c=
olor:#fff" width=3D"100%"><tbody><tr><td style=3D"border-collapse:collapse;=
 border:none; vertical-align:top" valign=3D"top"><table align=3D"center" bg=
color=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D=
"bg-in width" style=3D"border-collapse:collapse; border:none; margin-left:a=
uto; margin-right:auto; -premailer-width:500px; width:500px; background-col=
or:#fff" width=3D"500"><tbody><tr><td class=3D"spacing" style=3D"border-col=
lapse:collapse; border:none; vertical-align:top; font-size:1px; line-height=
:0px -premailer-width:20px; width:20px" valign=3D"top" width=3D"20">=C2=A0<=
/td><td style=3D"border-collapse:collapse; border:none; vertical-align:top"=
 valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"width-in" style=3D"border-collapse:collapse; border:none; -premailer-=
width:100%; width:100%" width=3D"100%"><tbody><tr><td class=3D"col" id=3D"n=
ode-2ikik" style=3D"border-collapse:collapse; border:none; vertical-align:t=
op" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"node spacer" id=3D"node-w6ez7" style=3D"border-collapse:collapse; =
border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody><tr c=
lass=3D"spacing"><td height=3D"30" style=3D"border-collapse:collapse; borde=
r:none; vertical-align:top; padding-bottom:0; padding-top:0; height:30px" v=
align=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" class=3D"node text" id=3D"node-b9ago" style=3D"border-=
collapse:collapse; border:none; -premailer-width:100%; width:100%" width=3D=
"100%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collapse; =
border:none; vertical-align:top; padding-bottom:10px; padding-top:10px" val=
ign=3D"top"><p style=3D"margin:0; padding:0; text-decoration:none; color:#3=
6102d; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; fon=
t-size:14px; line-height:22px">Heade soovidega,</p>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node image" id=3D"node-f3j2w" style=3D"border-collapse:coll=
apse; border:none; -premailer-width:100%; width:100%; margin:0 auto" width=
=3D"100%"><tbody><tr class=3D"spacing"><td align=3D"left" style=3D"border-c=
ollapse:collapse; border:none; vertical-align:top; padding-bottom:10px; pad=
ding-top:10px" valign=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=
=3DcC0nenba&mid=3DNM7ZpP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Ftrack.adform.net=
%2FC%2F%3Fbn%3D86712066&sig=3D8c7f31486d506b69d7387f87cb5369faded507c1ba253=
349566092a53e434f5f" style=3D"border:none; margin:0; padding:0; display:inl=
ine-block" target=3D"_blank"><img alt=3D"" src=3D"https://templates-v1.smai=
lyusercontent.com/ojooo/280x/files/images/L2(3).png?ts=3D1768221785909" sty=
le=3D"border:none; margin:0; padding:0; width:140px" title=3D"" width=3D"14=
0"/></a></td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" class=3D"node text" id=3D"node-v3gpx" style=3D"border-collap=
se:collapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"=
><tbody><tr class=3D"spacing"><td style=3D"border-collapse:collapse; border=
:none; vertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D=
"top"><h3 style=3D"margin:0; padding:0; text-decoration:none; color:#676665=
; font-family:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-siz=
e:11px; font-weight:normal; font-style:normal; line-height:16px">=C2=A9 202=
6=C2=A0<strong>Luminor Bank AS</strong> | Liivalaia 45, 10145 Tallinn, Eest=
i</h3>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node text" id=3D"node-25pfq" style=3D"border-collapse:colla=
pse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbody>=
<tr class=3D"spacing"><td style=3D"border-collapse:collapse; border:none; v=
ertical-align:top; padding-bottom:10px; padding-top:10px" valign=3D"top"><h=
3 style=3D"margin:0; padding:0; text-decoration:none; color:#676665; font-f=
amily:HelveticaNeue, Arial, Helvetica, Geneva, sans-serif; font-size:11px; =
font-weight:normal; font-style:normal; line-height:16px">Finantsteenust pak=
ub Luminor Bank AS. Enne lepingu s=C3=B5lmimist tutvu tingimustega ning vaj=
adusel konsulteeri asjatundjaga.</h3>
</td></tr></tbody></table><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"node spacer" id=3D"node-jeb0u" style=3D"border-collapse:col=
lapse; border:none; -premailer-width:100%; width:100%" width=3D"100%"><tbod=
y><tr class=3D"spacing"><td height=3D"15" style=3D"border-collapse:collapse=
; border:none; vertical-align:top; padding-bottom:0; padding-top:0; height:=
15px" valign=3D"top"></td></tr></tbody></table><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" class=3D"node social" id=3D"node-g0ha2" style=
=3D"border-collapse:collapse; border:none; -premailer-width:100%; width:100=
%" width=3D"100%"><tbody><tr class=3D"spacing"><td style=3D"border-collapse=
:collapse; border:none; vertical-align:top; padding-bottom:10px; padding-to=
p:10px" valign=3D"top"><table align=3D"center" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" style=3D"border-collapse:collapse; border:none; margin=
-left:auto; margin-right:auto"><tbody><tr><td style=3D"border-collapse:coll=
apse; border:none; vertical-align:top" valign=3D"top"><a href=3D"https://oj=
ooo.trck.smai.ly/r?lid=3DbpaLcpbd&mid=3DNM7ZpP5rb&oid=3D5879&url=3Dhttps%3A=
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1caf4a51e467c0b5685f56f0093f23353758" style=3D"border:none; display:inline-=
block; margin:0; padding:0" target=3D"_blank"><img alt=3D"" class=3D"big" s=
rc=3D"https://cdn.smaily.com/images/social-icons/big-round-color/facebook.p=
ng" style=3D"margin:0; padding:0; width:32px" width=3D"32"/></a></td><td cl=
ass=3D"separator" style=3D"border-collapse:collapse; border:none; vertical-=
align:top; font-size:1px; line-height:22px; width:20px" valign=3D"top" widt=
h=3D"20">=C2=A0</td><td style=3D"border-collapse:collapse; border:none; ver=
tical-align:top" valign=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=
=3Deb1pqCzo&mid=3DNM7ZpP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fwww.instagram.co=
m%2FLuminor_EE%2F&sig=3D91df004a8ee92d545074fcf5e0271f406d79252026a24deb95e=
a14121063ca8e" style=3D"border:none; display:inline-block; margin:0; paddin=
g:0" target=3D"_blank"><img alt=3D"" class=3D"big" src=3D"https://cdn.smail=
y.com/images/social-icons/big-round-color/instagram.png" style=3D"margin:0;=
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e=3D"border-collapse:collapse; border:none; vertical-align:top; font-size:1=
px; line-height:22px; width:20px" valign=3D"top" width=3D"20">=C2=A0</td><t=
d style=3D"border-collapse:collapse; border:none; vertical-align:top" valig=
n=3D"top"><a href=3D"https://ojooo.trck.smai.ly/r?lid=3DApczZc3m&mid=3DNM7Z=
pP5rb&oid=3D5879&url=3Dhttps%3A%2F%2Fee.linkedin.com%2Fcompany%2Fluminorees=
ti&sig=3D465ff4916b10745a49659b666526e7840308e0c1c446d1aac4ea2c33ea814702" =
style=3D"border:none; display:inline-block; margin:0; padding:0" target=3D"=
_blank"><img alt=3D"" class=3D"big" src=3D"https://cdn.smaily.com/images/so=
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h:32px" width=3D"32"/></a></td></tr></tbody></table></td></tr></tbody></tab=
le><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"node sp=
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td></tr></tbody></table></td></tr></tbody></table></td><td class=3D"spacing=
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size:1px; line-height:0px -premailer-width:20px; width:20px" valign=3D"top"=
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ble bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"container" id=3D"node-6rjmm" style=3D"border-collapse:collapse; bord=
er:none; -premailer-width:100%; width:100%; background-color:#fff" width=3D=
"100%"><tbody><tr><td style=3D"border-collapse:collapse; border:none; verti=
cal-align:top" valign=3D"top"><table align=3D"center" bgcolor=3D"#ffffff" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"bg-in width" style=
=3D"border-collapse:collapse; border:none; margin-left:auto; margin-right:a=
uto; -premailer-width:500px; width:500px; background-color:#fff" width=3D"5=
00"><tbody><tr><td class=3D"spacing" style=3D"border-collapse:collapse; bor=
der:none; vertical-align:top; font-size:1px; line-height:0px -premailer-wid=
th:20px; width:20px" valign=3D"top" width=3D"20">=C2=A0</td><td style=3D"bo=
rder-collapse:collapse; border:none; vertical-align:top" valign=3D"top"><ta=
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